As Goes California Healthcare Reform, So Goes the Nation

Maybe I'm seeing things too optimistic, but stepping back from the details of the healthcare reform movement, and looking at the big national trends, there is reason to hope that the movement in California for guaranteed healthcare will lead the nation along a path to progress.

Obviously in many ways the situation is different...labor unions are stronger in California than they are nationally, (and led the way in defeating the insurance industry-backed fake healthcare reform bill offered last year by Arnold Schwarzenneger and former Speaker Fabian Nunez), and the healthcare grassroots might be more developed as well.

But the underlying economics are the same...workers, families, employers and the state budget alike are all being crushed by out-of-control costs for insurance premiums, deductibles, and co-pays, all for a service that places us last in the industrialized world, and to subsidize a health insurance industry that plays no role in the delivery of patient care.

So let's just take a look at the evidence that suggests California is leading the nation:

1. Goodbye mandates and insurance-centered coalitions!

Arnold Schwarzenegger's bill contained an individual mandate, that is a provision that every resident buy insurance from one of the big health insurance companies...no matter the cost or quality.  Supporters of the bill argued that the mandate could be softened by giving subsidies to lower-income people; in other words that the people of the state should send billions of dollars in subsidies to insurers, and guaranteed them millions of new customers.  That's a non-starter, and not popular among the public.

On the national scene, Hillary Clinton made this mandate her main critique of Obama's healthcare plan, and the idea has largely dropped of the national agenda atter her loss.

It won't entirely go away, either in Cali or nationally, as it is marketing heaven for insurance companies and they will push it every chance they get.

The other blowback from Schwarzenegger's big loss was that the idea of an insurance industry-centered healthcare coalition was discredited.  Schwarzenegger tried to bring together a coalition of progressives with the insurance industry. At the end of the day, the financials simply did not work to both cover everyone and to guarantee all these new profits to insurers, so this coalition blew up.  

On the national level, one hopes that the debate over healthcare  will happen outside of the industry coalition, and that is why it's so important to marginalize AHIP.

2. From SB 840 to HR 676

Sen. Sheila Kuehl's bill SB 840 is one step ahead of John Conyers' HR 676.  Both would transition in a system of Universal Medicare, like every other industrialized democracy can boast of.  Kuehl's statewide version has now passed the California Legislature twice, and been vetoed by Gov. Arnold twice.  Good news: She's introducing it again, even if it might not pass till there's a Democratic governor in 2010.

Every health reformer reading this should take a second and read Sen. Kuehl's words about what she's doing and why.  The woman is the real deal, and she has shown us how to pass these bills.
I believe we are going to solve our healthcare crisis with Universal Medicare, aka the  single-payer health model, because every other industrialized democracy has shown this to be how we fix the problem.  
At the federal level, Rep. John Conyers bill HR 676 has not gotten as far as SB 840, but is following the lead of lining up co-sponsors and supporters.  HR 676 now has 91 co-sponsors, more than any other health care reform bill enjoys.  It has the support of over 400 different labor organizations, as well as almost the entire  grassroots health care movement.  (No one wakes up and says, "I am ready to go fight for a compromise with the insurance industry today.")  

Eventually HR 676 will pass, because our health system is broken and the insurers can't fix it, and this is important work on the way.

3. Cracking down on insurers in the mean time...

You may have heard that LA City Attorney Rocky Delgadillo has made himself a progressive rock star by suing Blue Shield and Blue Cross for their illegal recission of patient policies.   The suits charg that the blues are systematically denying care to patients who deserve.  Delgadillo has sued them for $1 billion and even recommended criminal charges against some of these guys.

That got their attention fast.

Quicker than you can say fundraising payback, Arnold Schwarzenegger jumped in to broker settlements with the companies.  Under the state terms, the companies have to pay back $10 million and re-instate 2,200 policyholders who got kicked off the rolls.  Chump change.

Delgadillo blasted the Schwarzenegger administration:

"They will not make the victims of this insidious practice whole, they will not require that the companies disclose their wrongdoing, and, in my opinion, they will not adequately punish the companies for their shameful conduct."

Fortunately, Delgadillo's suits are still on-going.  

Even more fortunately, Rep. Henry Waxman is now following Delgadillo's lead and promises to hold hearings on the insurers' practice of recission.  He says:

 "...insurers are using technicalities or trumped-up `misrepresentations' to rescind policies after individuals get sick and accumulate hundreds of thousands of dollars in medical bills."

One way we'll get to guaranteed healthcare is by actually holding companies responsible for their crimes.

What do you think?



Display:


Re: As Goes California Healthcare Reform, So (none / 0)

You are unbelievably dishonest in your objections to mandates.

Mandates are not dead. You use your own diary as a "reference" and the article you cite there is from the Wall Street Journal -- as though the WSJ supports any sort of health care reform or universal coverage.

You know that any universal plan requires a mandate but you continue with your silly semantic games. If you really care about the health of your patients, you would want everyone to have coverage, no matter who's providing it. You continue with your "single-payer or bust" argument while the numbers of uninsured continue to climb. It's apparent that you care more about you group's political power than actually solving the very real problem of so many Americans lacking access to health care.


by LakersFan on Tue Jul 22, 2008 at 03:26:34 PM EST

Re: As Goes California Healthcare Reform, So (none / 0)

The diarist is referring to mandates to buy private insurance.  Universal medicare is not "a mandate" in the sense that you mean it.


I'm voting for Saxby Chambliss!
by Jess81 on Tue Jul 22, 2008 at 03:34:33 PM EST
[ Parent ]

Re: As Goes California Healthcare Reform, So (none / 0)

Universal medicare would be a "mandate" because by definition a plan is ONLY universal if everyone is required (i.e., "mandated") to be covered. We would all have to pay for "Medicare for all" just like we would all have to pay for any other universal plan.

(Believe me, there's no misunderstanding here. This diarist has been using this dishonest argument for a long time and has been called on it many times by many people.)


by LakersFan on Tue Jul 22, 2008 at 03:54:18 PM EST
[ Parent ]

Oh I think I see what happened here... (none / 0)

Looking at your past diaries, you were a strong Clinton partisan.  That's fine, but you have to realize this critique of one of her many proposals is not an attack on her in anyway.

That said, Obama's lack of a mandate does give him the clearly better healthcare plan....although, obviously, nurses would prefer the circa 2003 pro-single-payer Obama.


Join the California Nurses Association/National Nurses Organizing Committee to fight for guaranteed, single-payer healthcare: www.GuaranteedHealthcare.org/blog
by California Nurses Shum on Tue Jul 22, 2008 at 04:13:29 PM EST
[ Parent ]

Obama's plan not universal (none / 0)

So you say the less universal plan is "the clearly better healthcare plan." Tell that to everybody who remains uncovered.


by catfish2 on Tue Jul 22, 2008 at 05:22:41 PM EST
[ Parent ]

Not everyone is as enthusiastic (none / 0)

about massive give-aways to insurance companies.


by JJE on Tue Jul 22, 2008 at 06:21:53 PM EST
[ Parent ]

Re: Not everyone is as enthusiastic (none / 0)

Not everything is so black and white.

We could easily come up with a plan that provides a decent compromise between leaving 47 million Americans uninsured and "massive give-aways to insurance companies". To keep playing "single-payer or bust" when people are dying is immoral.


by LakersFan on Tue Jul 22, 2008 at 09:52:12 PM EST
[ Parent ]

ok (none / 0)

I assume you also think that it's immoral to play "mandates or bust" w/r/t plans that do not have mandates?


by JJE on Tue Jul 22, 2008 at 11:00:22 PM EST
[ Parent ]

Re: ok (none / 0)

As long as there's a guarantee that coverage will be affordable I don't care if there's a mandate. But the problem with plans lacking universality is that with 47 million currently uninsured in this country, we cannot possibly get a handle on costs, which will make prices continue to rise. So if a non-mandated plan only guarantees "access" to a plan, but that plan ends up costing $10k a month, that's the same as not providing access at all.


by LakersFan on Wed Jul 23, 2008 at 02:25:23 PM EST
[ Parent ]

Re: Oh I think I see what happened here... (none / 0)

You have it completely backwards.

I was a Clinton partisan because she propsed a universal health care plan, not the other way around. I supported Edwards for his plan too.

And now you've revealed yourself as a partisan. To say Obama's "lack of a mandate does give him clearly the better health care plan" is absurd. No one who truly wants universal coverage would ever claim a non-universal plan that doesn't have a cap on percentage of income for health care is "clearly better".


by LakersFan on Tue Jul 22, 2008 at 07:35:32 PM EST
[ Parent ]

Mandates are the scariest policy out there (none / 0)

Why do you think 9 of the 10 largest insurance companies in California supported them in Arnold's bill?  It is

A major problem in our system is that people who have health insurance pay too much, are denied care too often, lose too much money to insurance overhead, and have a huge bureaucracy to fight when they're sick.  No one has any of these complaints about Medicare that I have ever heard.

So, it's not just about throwing some insurance at 47 million people...it's about creating a health care system that works.  And we can't do it with for-profit insurance.


Join the California Nurses Association/National Nurses Organizing Committee to fight for guaranteed, single-payer healthcare: www.GuaranteedHealthcare.org/blog
by California Nurses Shum on Wed Jul 23, 2008 at 01:29:37 PM EST
[ Parent ]

Re: Mandates are only scary if you let them be (none / 0)

I didn't support that bill either because it had mandates without the proper regulation or subsidies for people who cannot afford it.

But just because one plan with mandates is bad doesn't mean that all plans with mandates are bad. Instead of spending all your time demonizing mandates, you should concentrate on coming up with realistic solutions to our health care crisis.


by LakersFan on Wed Jul 23, 2008 at 02:53:11 PM EST
[ Parent ]

Re: As Goes California Healthcare Reform, So (2.00 / 1)

There is a HUGE difference between paying a tax to the government and forcibly paying a premium to a private insurance company.


It profits a PUMA nothing to give their soul for the whole world... but for McCain? --Sir Thomas More (if he were here now)
by LordMike on Tue Jul 22, 2008 at 04:14:05 PM EST
[ Parent ]

Re: As Goes California Healthcare Reform, So (2.00 / 1)

I disagree with you on this. Health care reform without reform of the method of financing is no reform at all. We need to cut out the insurance industry so we can reduce overall costs. Mandates only strengthen the insurance companies as the diarist points out.


"The true measure of a man is how he treats someone who can do him absolutely no good." Samuel Johnson
by MS01 Indie on Tue Jul 22, 2008 at 03:35:39 PM EST
[ Parent ]

Re: As Goes California Healthcare Reform, So (none / 0)

I agree: once you make their involvement in healthcare a matter of law, you'll NEVER get rid of them.  It will only be a matter of time before medicare itself is privatized.


I'm voting for Saxby Chambliss!
by Jess81 on Tue Jul 22, 2008 at 03:38:24 PM EST
[ Parent ]

Re: As Goes California Healthcare Reform, So (none / 0)

It will only be a matter of time before medicare itself is privatized.
That is exactly what the goal was for the Medicare Drug plan. That was the first step towards privatizing Medicare.


"The true measure of a man is how he treats someone who can do him absolutely no good." Samuel Johnson
by MS01 Indie on Tue Jul 22, 2008 at 03:44:48 PM EST
[ Parent ]

Re: As Goes California Healthcare Reform, So (none / 0)

They already are involved as a matter of law.


by LakersFan on Tue Jul 22, 2008 at 04:05:07 PM EST
[ Parent ]

Re: As Goes California Healthcare Reform, So (none / 0)

Until we join every other industrialized democracy and replace for-profit health insurance with universal, non-profit health coverage.  It's not that complex...then they won't be involved.


Join the California Nurses Association/National Nurses Organizing Committee to fight for guaranteed, single-payer healthcare: www.GuaranteedHealthcare.org/blog
by California Nurses Shum on Tue Jul 22, 2008 at 04:09:49 PM EST
[ Parent ]

Re: As Goes California Healthcare Reform, So (none / 0)

More dishonesty.

You know as well as I do that there are industrialized nations with universal for-profit health care coverage (or you certainly should). It's sad that you continually resort to distoring the truth.


by LakersFan on Tue Jul 22, 2008 at 04:15:14 PM EST
[ Parent ]

Re: As Goes California Healthcare Reform, So (none / 0)

And those countries are????


"The true measure of a man is how he treats someone who can do him absolutely no good." Samuel Johnson
by MS01 Indie on Tue Jul 22, 2008 at 04:17:08 PM EST
[ Parent ]

Re: As Goes California Healthcare Reform, So (none / 0)

Germany is the one I know off the top of my head. I think Switzerland does too.


by LakersFan on Tue Jul 22, 2008 at 07:16:00 PM EST
[ Parent ]

Re: As Goes California Healthcare Reform, So (none / 0)

You know as well as I do that there are industrialized nations with universal for-profit health care coverage

Germany does not have for-profit health care coverage. They have private non-profit insurers. Here is an article that explains Germany's system - http://www.pbs.org/wgbh/pages/frontline/ sickaroundtheworld/themes/socialized.htm l

The Swiss system allows profits for supplemental insurance but basic insurance is non-profit.


"The true measure of a man is how he treats someone who can do him absolutely no good." Samuel Johnson
by MS01 Indie on Tue Jul 22, 2008 at 07:52:09 PM EST
[ Parent ]

Re: As Goes California Healthcare Reform, So (none / 0)

You need to read your link a bit closer. It clearly says that Germany has both for-profit and non-profit insurers in their health plan. But it is all private.

And I don't really care about the for/non-profit distinction. Kaiser is "non-profit" yet if you're a Kaiser member, you know that they act just like any other for-profit "coroporate" health care. It's because they're operating in a totally unregulated industry. By creating a universal plan with mandates, we have the opportunity to exert some control over the industry.


by LakersFan on Tue Jul 22, 2008 at 08:04:33 PM EST
[ Parent ]

Re: As Goes California Healthcare Reform, So (none / 0)

German social insurance funds are very, very different from American for-profit insurance corporations.

For one they are highly regulated, do not need to make a profit...let me quote my link:

The new social welfare system that developed after unification in 1871 used existing decentralized structures to provide an ever increasing range of benefits. Because of this, most social welfare programs in Germany are not administered by state bureaucracies. Instead, except for the period when Germany was ruled by the regime of Adolf Hitler (1933-45) and when the former East Germany (1949-90) established a state-run social welfare program, the organizations implementing social policy have been private voluntary entities, some of which date from the Middle Ages. Thus, Germany has implemented a national social policy through an extensive decentralized and pluralistic network of voluntary agencies.


Join the California Nurses Association/National Nurses Organizing Committee to fight for guaranteed, single-payer healthcare: www.GuaranteedHealthcare.org/blog
by California Nurses Shum on Wed Jul 23, 2008 at 01:36:43 PM EST
[ Parent ]

Re: As Goes California Healthcare Reform, So (none / 0)

I am absolutely in favor of a heavily regulated system, whether it's for profit or non-profit. Honestly, I think the lack of regulation is the root of the problem. No matter what type of plan we have, we need to control the insurers much, much better. That's part of the reason I'm not totally opposed to mandated public/private plans: We would have the opportunity to force insurers to abide by the rules in order to be "approved providers". We actually brought down the cost of auto insurance in California by making it regulated and mandatory. I don't think it's impossible to use the same model for health insurance.


by LakersFan on Wed Jul 23, 2008 at 02:32:02 PM EST
[ Parent ]

This is interesting... (none / 0)

Most people argue against Universal Medicare/single-payer healthcare from the perspective of, "Yes, it's the best system, but...".  I call them the "yes, buts."  I think Sen. Obama is even in that camp, as a result of his comments.

But your argument seems to be that the for-profit insurance companies can solve our healthcare crisis.  Can you provide a little more info/analysis?


Join the California Nurses Association/National Nurses Organizing Committee to fight for guaranteed, single-payer healthcare: www.GuaranteedHealthcare.org/blog
by California Nurses Shum on Tue Jul 22, 2008 at 04:36:51 PM EST
[ Parent ]

Re: This is interesting... (none / 0)

That's not my position at all. I want the problem solved as quickly as possible by whoever is going to do it. If they have to make a profit to do so, fine, because that seems to be the only way it's realistically going to happen. It's like thinking you're going to solve the high cost of gasoline by nationalizing the oil companies. With the powers that be, that's just not going to happen. Unfortunately, we are probably going to have to find a way to work with the insurers at first. Eventually, they will either find the regulated industry unprofitable, or they'll remain profitable by offering superior products and services. Either way, the consumer would win and health care costs would come down.


by LakersFan on Tue Jul 22, 2008 at 07:13:21 PM EST
[ Parent ]

Well here we are... (none / 0)

Remember why RNs are so strongly in support of single-payer health care...they believe that you can't just reform insurance companies and make them do the right thing.

Remember also, every dollar they spend is taken from their profits, that is just an insane dis-incentive that cannot remain.

you may have given up, but nurses keep alive the dream of FDR, and Harry Truman, and LBJ, and Sheila Kuehl, and John Conyers and Ted Kennedy.  And we will prevailY


Join the California Nurses Association/National Nurses Organizing Committee to fight for guaranteed, single-payer healthcare: www.GuaranteedHealthcare.org/blog
by California Nurses Shum on Wed Jul 23, 2008 at 01:40:08 PM EST
[ Parent ]

Re: As Goes California Healthcare Reform, So (none / 0)

We're never going to get the 47 million uninsured people covered if we play this "single-payer or bust" game. The situation just keeps getting worse every year as we do nothing.

We need to get everyone covered in a mandated, heavily regulated, system that has both public and private offerings (like the Clinton or Edwards plans). Then the insurers get to either play ball and provide competetive rates and care, or they realize they can't make a profit and drop out of the industry.

There is absolutely no political will to simply nationalize our entire health care industry and pretending that holding out for this is going to accomplish anything is a waste of time. People are dying because they lack health coverage right now. They can't wait for the political will to change.


by LakersFan on Tue Jul 22, 2008 at 04:03:09 PM EST
[ Parent ]

Re: As Goes California Healthcare Reform, So (none / 0)

Let's visualize the mandate idea with a simple scenario.

Jane and Joe Voter have 3 kids, a mortgage that is larger than the value of their house, and bills that take every penny of their monthly income. Joe has had to put some of his gas purchases on a credit card in order to get to work. Joe's car is 6 years old and will have to be replaced sometime in the next couple of years.

Jane and Joe's household income is around $40,000 per year. They have not had health insurance for Jane and Joe ever since his company dropped coverage. They hoped to sign up their children through sCHIP, but have yet to receive approval.

Now it gets interesting. A health bill is passed that specifies mandates. Jane and Joe must now come up with an additional $200 per month to cover the mandates. Just exactly where do they find this money?

What happens to them if they can't come up with the money for the mandate? Do they get fined even more money that they can't afford? Then what happens? Take their house away to pay their fines? Indenture their children?

And, all of this is so fat-cat insurance CEO's can rake in 100's of millions of dollars in bonuses. Sounds like a plan to me.


"The true measure of a man is how he treats someone who can do him absolutely no good." Samuel Johnson
by MS01 Indie on Tue Jul 22, 2008 at 04:13:50 PM EST
[ Parent ]

Re: As Goes California Healthcare Reform, So (none / 0)

According the the plans that have been propsed, their mandated out of pocket expense would be capped at a percentage of their income, and there would be subsidies.

The more interesting and realistic scenario that happens every day is wgeb Joe and Jane refuse to purchase their own health care, and Joe has a heart attack. Who do you think pays the bill? Those of us who pay for health insurance. Sorry Joe and Jane, you need to contribute too.


by LakersFan on Tue Jul 22, 2008 at 04:18:03 PM EST
[ Parent ]

Re: As Goes California Healthcare Reform, So (none / 0)

The more realistic scenario that happens every day is that some poor schmuck gets denied coverage for some procedure or treatment and a fat-cat insurance executive gets a few more dollars added to this year's bonus.


"The true measure of a man is how he treats someone who can do him absolutely no good." Samuel Johnson
by MS01 Indie on Tue Jul 22, 2008 at 04:25:43 PM EST
[ Parent ]

Re: As Goes California Healthcare Reform, So (none / 0)

But that scenario wouldn't happen if we had truly universal coverage of any sort (even the sort with a personal mandate).


by LakersFan on Tue Jul 22, 2008 at 08:06:50 PM EST
[ Parent ]

Re: As Goes California Healthcare Reform, So (none / 0)

We'll never reduce overall costs with 42% of non-Medicare adults uninsured. With this high of a percentage of us uninsured, those of us who are insured are paying roughly double what we would pay if everyone were insured.


by LakersFan on Tue Jul 22, 2008 at 07:38:08 PM EST
[ Parent ]

Re: As Goes California Healthcare Reform, So (none / 0)

Wow,

Well first of all, there is a gigantic difference between a mandate to purchase the product of a for-profit insurance company...and a mandate like in Medicare.  That is what the reference is to.

Secondly, there's a reason that RNs support single-payer healthcare.  They are tired of watching insurance companies fight with their patients all day long.  You can criticize this belief of theirs, but you have to respect what they put into the system and why they think they do.

Thirdly, is the individual mandate to purchase health insurance products being pushed anywhere on the national level?  Am I wrong?  Who's doing it?  Link?


Join the California Nurses Association/National Nurses Organizing Committee to fight for guaranteed, single-payer healthcare: www.GuaranteedHealthcare.org/blog
by California Nurses Shum on Tue Jul 22, 2008 at 04:08:32 PM EST
[ Parent ]

You alienated your own supporters (2.00 / 1)

by slamming a Democratic Senator whose career-long cause has been covering more people.


by catfish2 on Tue Jul 22, 2008 at 05:24:23 PM EST
[ Parent ]

Re: You alienated your own supporters (none / 0)

Hillary is not the issue.

For the millionth time.


I'm voting for Saxby Chambliss!
by Jess81 on Tue Jul 22, 2008 at 06:12:01 PM EST
[ Parent ]

Tell that to the diarist (none / 0)

mmmkay?


by catfish2 on Tue Jul 22, 2008 at 07:44:49 PM EST
[ Parent ]

Come on... (none / 0)

I criticized one bad plank in her health care plan.  It's not about her.  For the record, many RNs were Clinton supporters, which is why we did not take a position in the primary...but most RNs also believe mandates will make things much much worse in hospitals.


Join the California Nurses Association/National Nurses Organizing Committee to fight for guaranteed, single-payer healthcare: www.GuaranteedHealthcare.org/blog
by California Nurses Shum on Wed Jul 23, 2008 at 01:41:36 PM EST
[ Parent ]

Massachusettes (2.00 / 1)

And her plan created a mandate merely to buy insurance. You could buy it from private insurance companies, or you could buy it from government insurance plans. It was a bridge to universal health care, even single payer.


by catfish2 on Tue Jul 22, 2008 at 05:26:21 PM EST
[ Parent ]

Massachussets (none / 0)

Does not have single-payer.  More like a bridge to nowhere.


by JJE on Tue Jul 22, 2008 at 06:20:31 PM EST
[ Parent ]

Re: Massachussets (none / 0)

And her plan was significantly different than Massachussets' plan. But you already know that.


by LakersFan on Tue Jul 22, 2008 at 07:39:54 PM EST
[ Parent ]

That objection (none / 0)

is probably better directed at catfish2, who equated them.

My only point is that mandates seem to be an obstacle to single payer.  Your position, if I read your comments correctly seems to be that single payer is not a realistic goal, so mandates are the best reasonable hope for universal coverage.  That's a defensible position, but it isn't germane to whether mandates make eventual single-payer more likely.


by JJE on Tue Jul 22, 2008 at 10:27:11 PM EST
[ Parent ]

Re: That objection (none / 0)

I don't think mandates are an obstacle to single-payer, in fact I think they can be a path to it. Once people are comfortable and used to the fact that we all pay for and participate in our health care system, it will be easier to transition to single-payer. Right now, the American public is in the "I got mine, too bad for them" attitude about health care, which is exactly why we have 47 million uninsured and skyrocketing prices. We need to break cycle this immediately if we ever want to get a handle on the situtation.

Also, the plans proposed by Clinton and Edwards offered both public and private options that would be competetive. If the private insurers are unable to compete with the public option, they will eventually drop out of the industry. I think it's virtually impossible to simply kick private insurers out of the health insurance industry, but it's very possible to make this line of business unattractive to them.


by LakersFan on Wed Jul 23, 2008 at 02:41:14 PM EST
[ Parent ]

Re: As Goes California Healthcare Reform, So (none / 0)

There's not really a difference in a Medicare mandate or an individual mandate. If the insurance is regulated and all insurers have to provide the same services, the only difference is who collects the money. We all are mandated to pay for Medicare. It wouldn't make that much of a difference if we were all mandated to also pay for our own care.

I know RNs that are perfectly fine with a mandated plan like Edwards and Clinton proposed. I'm sure you know plenty of them too.  


by LakersFan on Tue Jul 22, 2008 at 07:21:57 PM EST
[ Parent ]

Re: As Goes California Healthcare Reform, So Goes (none / 0)

What do you think?
I think you've written a very good diary. Rec'd.

I agree with the idea of implementing a single payer system in this country. I believe it is inevitable. While I believe it will happen sooner or later, I'm afraid it will be later.

I will be eligible for Medicare in another 7 months. This issue isn't all that important to me personally, but it's still one of the most important to me politically. Even though I'm not worried about myself, I'm worried about the negative effect this is having on our country.

Subsidizing health care is an enormous burden on American corporations when competing against companies from other countries. In addition, the 30% the insurance industry takes from health care dollars depresses the level of care in this country. Something must be done.


"The true measure of a man is how he treats someone who can do him absolutely no good." Samuel Johnson
by MS01 Indie on Tue Jul 22, 2008 at 03:33:14 PM EST

Re: As Goes California Healthcare Reform, So Goes (none / 0)

I hope we will start hearing more about the negative effect on our economy that propping up these insurers is having....we're throwing away hundreds of billions of dollars a year.  Do we have it?


Join the California Nurses Association/National Nurses Organizing Committee to fight for guaranteed, single-payer healthcare: www.GuaranteedHealthcare.org/blog
by California Nurses Shum on Tue Jul 22, 2008 at 04:10:54 PM EST
[ Parent ]

Re: As Goes California Healthcare Reform, So Goes (none / 0)

Why don't we talk about the negative effects on the economy because we have over 47 million uninsured adults?  Or let's talk about how we're propping up the hospitals, pharmacies, and medical equipment suppliers by having absolutely no regulation of the industry and allowing them to operate and make profits being as inefficient as possible. But that might cut into your bottom line, huh?

You're always so quick to make the insurers the culprits, and refuse to acknowledge that the providers are often an even bigger problem. As one who's paid health care premiums and hospital bills, I can assure you that the hospitals are some of the worst offenders in the health care industry when it comes to profit-taking at the expense of patients.


by LakersFan on Tue Jul 22, 2008 at 10:00:56 PM EST
[ Parent ]

Common ground!! :) (none / 0)

Believe me...no one gets madder at hospitals than RNs.  I'm glad we've found some common ground here.

Of course one of the figures you often hear is that hospital procedures are biased by insurance regulations...


Join the California Nurses Association/National Nurses Organizing Committee to fight for guaranteed, single-payer healthcare: www.GuaranteedHealthcare.org/blog
by California Nurses Shum on Wed Jul 23, 2008 at 01:53:57 PM EST
[ Parent ]

Re: Common ground!! :) (none / 0)

I find that hospital procedures are biased largely by hospital profit-taking and inefficiency. I could go on for days about how my local hospitals routinely do everthing as inefficiently as possible, so that they can charge more. And they ALWAYS blame everything on the doctors ("they don't work for us, we can't control anything they do") or the insurers. So I'm not surprised that the "company-line" RNs hear is that everything is the fault of the insurers.

How do we address these problems of inefficiency? I am a little worried that a Medicare-for-all type program might result in more waste and fraud, but I really don't know if this is a problem in other countries with single-payer plans or how they handle it.


by LakersFan on Wed Jul 23, 2008 at 02:20:58 PM EST
[ Parent ]

Weird. (none / 0)

I'm surprised at the number of people in here arguing that single-payer is a BAD idea.  As opposed to politically not feasible, etc.

Just because Hillary Clinton supported a different plan does not mean that you should suspend your own analysis.


I'm voting for Saxby Chambliss!
by Jess81 on Tue Jul 22, 2008 at 06:10:10 PM EST

Re: Weird. (none / 0)

Who says it's a bad idea? I think it's a great idea that's polticially infeasible.

Since you don't know the history, I'll clue you in. Nurse Shrum has played the "single-payer or bust" game throughout the primaries to attack Clinton. I don't really care about her attacking Clinton, but I do care about her being dishonest about the ways to solve our health care crisis. There's more than one way, and sticking to "single-payer or bust" for the last 16 years has resulted in 47 million people without insurance.

Letting people die because it's more important to prevent any corporation from making a profit on health care is as immoral as corporations letting people die in order to make a profit.


by LakersFan on Tue Jul 22, 2008 at 07:28:53 PM EST
[ Parent ]

Over the top (none / 0)

Letting people die because it's more important to prevent any corporation from making a profit on health care is as immoral as corporations letting people die in order to make a profit.

To compare America's largest union of RNs to AHIP is ridiculous.  Please watch the personal aspersions, it doesn't help us debate health policy.


Join the California Nurses Association/National Nurses Organizing Committee to fight for guaranteed, single-payer healthcare: www.GuaranteedHealthcare.org/blog
by California Nurses Shum on Wed Jul 23, 2008 at 01:56:34 PM EST
[ Parent ]

Re: Over the top (none / 0)

I wasn't talking about Americas nurses at all. Even you said that plenty of RNs supported Clinton's plan. I'm saying it's immoral to be more concerned about who is or isn't profiting from the system than about making sure everyone gets insured. Clinging to ideological purity when people are dying is just as immoral as insurers clinging to their profits while people are dying.


by LakersFan on Wed Jul 23, 2008 at 03:15:28 PM EST
[ Parent ]

Healthcare system as public utility? (2.00 / 1)

LakersFan early up thread said:

We could easily come up with a plan that provides a decent compromise between leaving 47 million Americans uninsured and "massive give-aways to insurance companies".

Yes, we can do better than compromise -- we can do a strong negotiation with the commercial insurance industry to achieve a health insurance system that is corporate-based but nonprofit, as in Germany, like a well-regulated public utility.

Under Hillary's plan for universally mandated individual policies, the shoe yet to drop is that the insurance industry would reap a massive windfall profit when they sell millions of policies to relatively young/well consumers who will be forced to buy them. Rather than sandbag the US treasury to subsidize commercial insurance premiums, why not negotiate with the insurance industry, saying okay boys and girls, you can have this sweet deal but you have to keep your books open for quarterly public inspection and use the lion's share of the windfall profit to cover the low income margins, allowing a thin margin of profit across-the-board in all commercial health insurance transactions covering every American so the industry would still make an enormous fortune, just as public utilities do. Along with this insurers will comply with a reasonable system of consumer protections with caps on premiums, co-pays and deductibles controlled by an insurance commission, in essence creating a well-regulated public utility.

Should the commercial insurance industry refuse such a deal, we can simply say, okay, the American people are going to explore single payer and slide right on past you.

I'd like to see this kind of frame applied to the debate going forward. This turns the windfall profit from a universal mandate (forcing every American to buy a commercial insurance product) into an incentive for the insurance industry to negotiate with the government acting on behalf of the public so that the American people are not going begging and are instead in a strong negotiating position, offering a deal to the insurance industry that will make them a lot of money while also protecting the public interest, keeping insurance access costs down and creating a system that insures itself without leaning on the government (already in massive debt) to cover the low-income margins.

Personally I would prefer to see California's single payer bill SB 840 become law in this state and that might happen when we have an enlightened governor. But on a national level I'm realistic enough to see that many Americans are conditioned to wanting to keep a corporate role in their healthcare and the newsmedia, enmeshed with the corporate health insurance moneyworld, are not covering single payer in a popular way to educate the public on how it works, so the best bet in my mind is to take advantage of the universal mandate that Hillary put into play and play the mandate to our advantage in a high-stakes negotiation. Single payer is still out there, used as an implied threat to the corporate insurance business should they not cooperate with our deal.

I like the angle of not depending on government (for the most part, except for extreme handicapped and Social Security/Medicare already in operation) to bail out low income people and forcing commercial carriers to pull that load out of their windfall profit. This might have appeal to conservatives (it appeals to me as a progressive because I don't want government to be overwhelmed paying for commercial insurance premiums).

Too bad we don't have a strong presidential advocate to do this public negotiation I described (Hillary would have been the perfect advocate and I wonder if she had these ideas up her sleeve like a secret plan to unfold after the election). This negotiation would be dramatic and by definition it will carry within it the seeds of single payer which will always be back there as the ultimate alternative to creating this "public utility," so the newsmedia and everybody else will be forced to talk about single payer on the way to achieving this negotiated commercial public utility system.

From this perspective, California's single payer bill SB 840 (once it passes) becomes one of our negotiating chips on a national level. The advances made by single payer show commercial health insurers we have alternatives so it's in their interest to negotiate and not pull nasty tricks like Blue Cross's recissions. They will be forced to shape up or ship out.

by bluejane on Wed Jul 23, 2008 at 03:45:36 AM EST

Re: Healthcare system as public utility? (none / 0)

I like your public utility analogy. I agree that we can use a mandate as a negotiating tool to get what we want from the insurers. As long as there's a public plan to back it up, they'll either have to play ball, or find a new line of business.


by LakersFan on Wed Jul 23, 2008 at 03:23:50 PM EST
[ Parent ]

Who will be carrying the Bill in CA? (none / 0)

   Sheila Kuehl is unfortunately termed out after this year. Who will be leading the fight in the Legislature. As one of her constituents, I think of Senator Kuehl as irreplaceable, but I know there are other good folks in the state Capitol. Has the new lead sponsor been lined up yet?


by Zack from the SFV on Wed Jul 23, 2008 at 03:48:51 AM EST


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